CFIO aggregates fragmented creator and SMB revenue streams into a single, verified dataset. Capital partners underwrite faster, with greater precision, and fund what traditional banks refuse to touch.
Clearco, Capchase, Wayflyer, Pipe. Each one independently connects to Stripe, Shopify, and QuickBooks. Each one builds proprietary models from scratch. There is no shared, neutral intelligence layer for revenue-based financing. Until now.
Creator income spans 5+ platforms. No single source of truth for underwriting decisions.
Every RBF lender builds the same data connectors independently. Billions wasted on duplicate engineering.
Clearco's 2022 restructuring proved it. Bad data leads to bad loans leads to dead companies.
Aggregated, standardized revenue across Stripe, Shopify, YouTube, and more. One number. Verified. Ready for underwriting models.
A single score that tells capital partners: can this creator be funded? Factors in revenue consistency, platform diversity, and growth trajectory.
Transaction-level intelligence for structuring revenue-based deals. See the full financial picture before committing capital.
Creator links revenue platforms: Stripe, Shopify, YouTube, Patreon, and more.
CFIO standardizes and verifies multi-platform income into a unified dataset.
MVR and BRS generated. Capital partners see verified, machine-readable financials.
Lenders underwrite with confidence. The BRD improves with every repayment cycle.
Every transaction, every repayment, every outcome feeds back into BRD. It's a proprietary, longitudinal dataset that becomes more predictive over time. Financial institutions use it to model and fund revenue streams they've never been able to touch.
Revenue-based financing needs the same infrastructure moment. CFIO is building the intelligence layer that makes it possible.